Bank |
Loans Offered To |
Profit/Interest |
Min. Salary AED |
Max. Amount AED |
Upfront Fee |
Key Features |
Apply |
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Expatriate
UAE National |
9.82% |
5000 |
4,000,000 |
500 AED |
# Additional finance
# Quick Processing
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance |
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Expatriate
UAE National |
5.25% |
5000 |
1,000,000 |
1.00% subject to max of AED 2500 |
# Loan amount up to 20 times of your salary.
# Repayment period up to 48 months.
# Interest rates as low as 5.25%.
# Loans available up to AED 2 million |
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Expatriate
UAE National |
5.75% |
5000 |
2,50,000 |
1% |
# Noor Islamic Bank Personal Finance offers.
# First installment due after a minimum of 30 days from booking.
# 1% early settlement fee
# 1% arrangement fee; maximum finance amount of AED 250000 |
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Expatriate |
6.25% |
5000 |
1,000,000 |
1.00% subject to max of AED 2500 |
# High salary multiples
# Competitive interest rates
# Loan consolidation available
# Simple documentation
# Credit life insurance
# Free ADCB Credit Card
# Up to two times salary overdraft
# Starting from 6.25% interest rate per annum
# Flexible eligibility criteria |
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UAE National |
5.25% |
5000 |
3,000,000 |
1.00% subject to max of AED 2500 |
# High salary multiples
# Competitive interest rates
# Loan consolidation available
# Free ADCB Credit Card
# Up to two times salary overdraft
# Starting from 5.25% interest rate per annum
# 200 touch points for every AED 1,000 of loan amount |
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Expatriate |
9.82% |
5000 |
4,000,000 |
500 AED |
# Additional finance
# Quick Processing
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance |
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UAE National |
8.82% |
3000 |
4,000,000 |
500 AED |
# Additional finance
# Quick Processing
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance |
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UAE National |
7.75% |
8000 |
3,000,000 |
500AED |
# Up to AED 3,000,000 finance for UAE Nationals
# Minimum Salary of AED 8,000 for UAE Nationals
# Repayment tenor of up to 4 years
# Simple documentation
# Quick processing
# Pre-Approved Credit Card with lifestyle benefits |
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UAE National |
4.74% |
5000 |
4,000,000 |
0.75% |
# High finance amount of up to 4 million for UAE Nationals
# Flexible, extended repayment periods of up to 4 years
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Murabaha structure followed
# Shari’a based product |
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UAE National |
4.49% |
5000 |
40,00,000 |
1% |
# Attractive reducing interest rates
# Loan amounts up to AED 4 Million to UAE Nationals
# No collateral or guarantor required
# Free Bank Account with no minimum balance requirement
# Easy process and simple documentation
# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms |
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Expatriate |
5.49% |
5000 |
3,000,000 |
1% |
# Attractive reducing interest rates
# Loan amounts up to AED 3 Million
# No collateral or guarantor required
# Free Bank Account with no minimum balance requirement
# Easy process and simple documentation
# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms |
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Expatriate UAE National |
6.99% |
10000 |
3,000,000 |
1.00% subject to max of AED 2500 |
# High loan amounts of up to 20 salary multiples, max AED 3 million# Competitive rates of interest
# Comfortable repayment loan tenure of up to 48 months (except for employees of Ministry of Defense where maximum tenor is up to 60 months)
# Exciting bundled offers available with extra benefits
# Top-up facility available for existing loan customers
# Islamic finance option is available
# Loan disbursal in 24 hours |
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Expatriate UAE National |
4.39% |
5000 |
2,000,000 |
1.00% subject to max of AED 2500 |
# Quick approvals
# Competitive interest rates
# Flexible repayment periods of up to 48 months
# Top up loan after 1 year
# Easy does it! Hassle-free loan takeovers from other banks
# FREE RAKBANK Debit Card and personalized cheque book*
# FREE RAKBANK Credit Card with no annual fee ever and low interest rates
# 24-hour, 7-day Phone Banking services |
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Expatriate |
5.84% |
5000 |
2,000,000 |
0.75% |
# High finance amount of up to 4 million for UAE Nationals
# Flexible, extended repayment periods of up to 4 years
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Murabaha structure followed
# Shari’a based product |
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Expatriate |
7.75% |
6500 |
1,000,000 |
1.00% subject to max of AED 2500 |
# Up to AED 1,000,000 finance for Expatriates
# Minimum Salary of AED 6,500 for Expatriates
# Repayment tenor of up to 4 years
# Quick processing
# Pre-Approved Credit Card with lifestyle benefits |
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Expatriate |
28% |
5000 |
1,00,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments |
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Expatriate
UAE National |
6.49% |
10000 |
750,000 |
1% |
# Rates starting from 6.49% per annum
# Pay your loan back over 12 to 48 months
# Borrow up to AED 1,000,000 if you are a UAE national; for expats, it’s up to AED 750,000
# Get an interest rate based on your profile
# Take out your loan without having to pay for extra insurance
# Get an approval in principle on your loan in 10 minutes if you apply online
# Top-up option to accommodate your ever-changing financial needs |
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Expatriate
UAE National |
5.50% |
8000 |
3,000,000 |
1% |
# High loan amounts for UAE nationals and residents
# Competitive interest rates starting from 5.50% reducing per annum*
# Flexible repayment period up to 48 months
# Current account with minimum balance requirement waived
# Top-up of existing CBD Personal Loan
# Buy-out or transfer of Personal Loan from other banks (with or without topping up the loan amount)
# Free Debit Card for purchases and withdrawals
# Deferment facility. |
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![FGB[1]](../wp-content/uploads/2017/01/FGB1.gif) |
Expatriate |
23% |
10000 |
1,50,000 |
1% |
# First Gulf Bank Easy Loan offers
# Loan repayment period of up to 48 months
# Maximum loan amount of AED 150000
# 2% arrangement fee. |
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Expatriate
UAE National |
17% |
10000 |
250,000 |
1% |
# Loans of up to AED 250,000
# Loan amounts of up to 20 times of your salary
# Competitive interest rates
# Approvals in 1 day
# Instant loan funding upon final approval
# Tenors from 6 months up to 48 months |
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Expatriate |
28% |
5000 |
80,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments |
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Expatriate
UAE National |
24% |
5000 |
500,000 |
1% |
# No salary transfer required
# Attractive interest rates
# Free for life credit card
# Flexible repayment period
# Available to UAE Nationals & expatriates
# PDC buyout for loan or credit card facility available on lower profit rate |
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Expatriate
UAE National |
8.74% |
10000 |
2,000,000 |
1% |
# Postpone installments for the first three months
# Coverage for the total outstanding balance of the finance and period of finance
# Coverage is provided against death due to unnatural causes and permanent total disability caused by accident or sickness up to a maximum of AED 2,000,000β
# Low contribution rates
# Coverage is voluntary. You can choose not to opt in when applying for finance |
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