Bank |
Loans Offered To |
Profit/Interest |
Min. Salary AED |
Max. Amount AED |
Upfront Fee |
Key Features |
Apply |
|
UAE National |
8.82% |
3000 |
2,500,000 |
400 AED |
# Additional finance
# Quick Processing
# Simple documentation
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance
|
|
|
|
Expatriate UAE/National |
9.82% |
5000 |
2,500,000 |
400 AED |
# Additional finance
# Quick Processing
# Simple documentation
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance
|
|
|
|
Expatriate |
8.82% |
5000 |
2,500,000 |
400 AED |
# Additional finance
# Quick Processing
# Simple documentation
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance
|
|
|
|
Expatriate |
8.74% |
10000 |
2,000,000 |
Min 500 AED to max 2.50% |
# Postpone installments for the first three months
# Coverage for the total outstanding balance of the finance and period of finance
# Coverage is provided against death due to unnatural causes and permanent total disability caused by accident or sickness up to a maximum of AED 2,000,000
# Low contribution rates
# Coverage is voluntary. You can choose not to opt in when applying for finance
|
|
|
Expatriate |
22% |
10000 |
100,000 |
Min 500 AED to max 2.50% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|
|
UAE National |
7.75% |
8000 |
3,000,000 |
Min 500 AED to max 2.50% |
# Up to AED 3,000,000 finance for UAE Nationals
# Minimum Salary of AED 8,000 for UAE Nationals
# Repayment tenor of up to 4 years
# Simple documentation
# Quick processing
# Pre-Approved Credit Card with lifestyle benefits
|
|
|
Expatriate |
6.25% |
5000 |
1,000,000 |
1.00% subject to max of AED2500 |
# High salary multiples
# Competitive interest rates
# Loan consolidation available
# Simple documentation
# Credit life insurance
# Free ADCB Credit Card
# Up to two times salary overdraft
# Starting from 6.25% interest rate per annum
# Flexible eligibility criteria
# 200 touch points for every AED 1,000 of loan amount
|
|
|
UAE National |
5.25% |
5000 |
3,000,000 |
1.00% subject to max of AED2500 |
# High salary multiples
# Competitive interest rates
# Loan consolidation available
# Simple documentation
# Credit life insurance
# Free ADCB Credit Card
# Up to two times salary overdraft
# Starting from 5.25% interest rate per annum
# Flexible eligibility criteria
# 200 touch points for every AED 1,000 of loan amount
|
|
|
Expatriate/UAE National |
5.50% |
8000 |
3,000,000 |
Min 500 AED to max 2.50% |
# High loan amounts for UAE nationals and residents
# Competitive interest rates starting from 5.50% reducing per annum*
# Flexible repayment period up to 48 months
# Current account with minimum balance requirement waived
# Top-up of existing CBD Personal Loan
# Buy-out or transfer of Personal Loan from other banks (with or without topping up the loan amount)
# Free Debit Card for purchases and withdrawals
# Deferment facility.
|
|
|
Expatriate |
5.84% |
5000 |
4,000,000 |
500 AED |
# Pre Approved credit cards. |
|
|
UAE National |
4.49% |
5000 |
3,000,000 |
1% |
# Emirates NBD Loans for UAE Nationals offers. # Maximum loan amount of up to AED 3 Million for UAE Nationals. # Over 135 branches and over 705 ATMs across the UAE. # Increased loan eligibility with co-applicant program. # Only bank to offer the dual benefit of a loan coverage, not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances. # Low interest rate on monthly reducing basis. # Also offer a 7-day loan return option, should you be dissatisfied with any of our terms. |
|
|
Expatriate |
5.49% |
5000 |
5,000,000 |
1% |
# Emirates NBD Loans for Expats offers. # Maximum loan amount of up to AED 500,000 for Expatriates. # Over 132 branches and over 705 ATMs across the UAE. # Increased loan eligibility with co-applicant program. # Loans for Expats who are new in employment or new to UAE. # Free bank account and debit card. # Dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances. # Low interest rate on monthly reducing basis. # Offer a 7-day loan return option, should you be dissatisfied with any of our terms. |
|
|
Expatriate/UAE National |
5.25% |
5000 |
1,000,000 |
1.00% subject to max of AED2500 |
# Loan amount up to 20 times of your salary.
# Repayment period up to 48 months.
# Interest rates as low as 5.25%.
# Loans available up to AED 2 million
|
|
|
Expatriate/UAE National |
5.75% |
5500 |
2,50,000 |
1% |
# Noor Islamic Bank Personal Finance offers. # First installment due after a minimum of 30 days from booking. # 1% early settlement fee. # 1% arrangement fee; maximum finance amount of AED 2500. |
|
|
Expatriate/UAE National |
6.99% |
10000 |
3,000,000 |
1.00% subject to max of AED2500 |
# High loan amounts of up to 20 salary multiples, max AED 3 million
# Competitive rates of interest
# Comfortable repayment loan tenure of up to 48 months (except for employees of Ministry of Defense where maximum tenor is up to 60 months)
# Exciting bundled offers available with extra benefits
# Top-up facility available for existing loan customers
# Islamic finance option is available
# Loan disbursal in 24 hours
|
|
|
UAE National |
12% |
8000 |
250,000 |
1.00% |
# Loans of up to AED 250,000
# Loan amounts of up to 20 times of your salary
# Competitive interest rates
# Approvals in 1 day
# Instant loan funding upon final approval
# Tenors from 6 months up to 48 months
|
|
|
Expatriate |
17% |
10000 |
250,000 |
1.00% |
# Loans of up to AED 250,000
# Loan amounts of up to 20 times of your salary
# Competitive interest rates
# Approvals in 1 day
# Instant loan funding upon final approval
# Tenors from 6 months up to 48 months
|
|
|
Expatriate/UAE National |
4.39% |
5000 |
2,000,000 |
1.00% subject to max of AED2500 |
# Quick approvals
# Competitive interest rates
# Flexible repayment periods of up to 48 months
# Top up loan after 1 year
# Easy does it! Hassle-free loan takeovers from other banks
# FREE RAKBANK Debit Card and personalized cheque book*
# FREE RAKBANK Credit Card with no annual fee ever and low interest rates
# 24-hour, 7-day Phone Banking services
|
|
|
Expatriate |
24% |
7000 |
80,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|
|
UAE National |
6.49% |
10000 |
750,000 |
1% |
# Rates starting from 6.49% per annum
# Pay your loan back over 12 to 48 months
# Borrow up to AED 1,000,000 if you are a UAE national; for expats, it’s up to AED 750,000
# Get an interest rate based on your profile
# Take out your loan without having to pay for extra insurance
# Get an approval in principle on your loan in 10 minutes if you apply online
# Top-up option to accommodate your ever-changing financial needs
|
|
|
UAE National |
5.84% |
5000 |
4,000,000 |
0.75% |
# High finance amount of up to 4 million for UAE Nationals
# Low profit rate
# Flexible, extended repayment periods of up to 4 years
# Simple, quick approval process
# Cheaper than Credit Cards
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Nominal processing fees
# Murabaha structure followed
# Shari’a based product
|
|
|
Expatriate/UAE National |
24% |
5000 |
100,000 |
500 AED |
# No salary transfer required
# Attractive interest rates
# Free for life credit card
# Flexible repayment period
# Available to UAE Nationals & expatriates
# PDC buyout for loan or credit card facility available on lower profit rate
|
|
|
Expatriate |
5.84% |
5000 |
2,000,000 |
0.75% |
# High finance amount of up to 2 million for Expats
# Low profit rate
# Flexible, extended repayment periods of up to 4 years
# Simple, quick approval process
# Cheaper than Credit Cards
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Nominal processing fees
# Murabaha structure followed
# Shari’a based product
|
|
|
Expatriate |
23% |
10000 |
1,50,000 |
2% |
# First Gulf Bank Easy Loan offers. # Loan repayment period of up to 48 months. # Maximum loan amount of AED 150000 # 2% early settlement fee. # 2% arrangement fee. |
|
|
Expatriates |
7.75% |
6500 |
1,000,000 |
1% |
# Up to AED 1,000,000 finance for Expatriates
# Minimum Salary of AED 6,500 for Expatriates
# Repayment tenor of up to 4 years
# Simple documentation
# Quick processing
# Pre-Approved Credit Card with lifestyle benefits
|
|
|
Non-Salary Transfer |
16% |
12000 |
2,00,000 |
1% |
# Over 132 branches and over 705 ATMs across the UAE. # Only bank to offer the dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances. # Low interest rate on monthly reducing basis. # Also offer a 7-day loan return option, should you be dissatisfied with any of our terms. |
|
|
Expatriate |
22% |
10000 |
1,00,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|