Bank |
Loans Offered To |
Profit/Interest |
Min. Salary AED |
Max. Amount AED |
Upfront Fee |
Key Features |
Apply |
|
Expatriate UAE National |
8.82% |
3000 |
2,500,000 |
400 AED |
# Additional finance
# Quick Processing
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability consolidation Finance
|
|
|
Expatriate UAE National |
5.25% |
5000 |
1,000,000 |
1.00% subject to max of AED 2500 |
# Loan amount up to 20 times of your salary.
# Repayment period up to 48 months.
# Interest rates as low as 5.25%.
# Loans available up to AED 2 million
|
|
|
Expatriate UAE National |
5.75% |
5000 |
2,50,000 |
1% |
# Noor Islamic Bank Personal Finance offers
# First installment due after a minimum of 30 days from booking
# 1% early settlement fee
# 1% arrangement fee; maximum finance amount of AED 250000
|
|
|
Expatriate |
6.25% |
5000 |
1,000,000 |
1.00% subject to max of AED 2500 |
# High salary multiples
# Competitive interest rates
# Loan consolidation available
# Simple documentation
# Free ADCB Credit Card
# Up to two times salary overdraft
# Starting from 6.25% interest rate per annum
# Flexible eligibility criteria
|
|
|
UAE National |
5.25% |
5000 |
30,00,000 |
1.00% subject to max of AED 2500 |
# High salary multiples
# Competitive interest rates
# Loan consolidation available
# Simple documentation
# Credit life insurance
# Free ADCB Credit Card
# Up to two times salary overdraft
# Starting from 5.25% interest rate per annum
# Flexible eligibility criteria
# 200 touch points for every AED 1,000 of loan amount
|
|
|
Expatriate |
9.82% |
3000 |
2,50,000 |
400 AED |
# Additional finance
# Quick Processing
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability Consolidation Finance
|
|
|
UAE National |
8.82% |
4000 |
2,000,000 |
400 AED |
# Additional finance
# Quick Processing
# Liabilities settlement finance
# Reduced monthly payments
# Competitive profit rates
# Combine your payment obligations into a single finance solution
# Liability Consolidation Finance
|
|
|
UAE National |
4.74% |
5000 |
4,000,000 |
0.75% |
# High finance amount of up to 4 million for UAE Nationals
# Flexible, extended repayment periods of up to 4 years
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Murabaha structure followed # Shari’a based product
|
|
|
UAE National |
4.74% |
5000 |
4,000,000 |
0.75% |
# High finance amount of up to 4 million for UAE Nationals
# Low profit rate
# Flexible, extended repayment periods of up to 4 years
# Simple, quick approval process
# Cheaper than Credit Cards
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Nominal processing fees
# Murabaha structure followed
# Shari’a based product
|
|
|
UAE National |
4.49% |
5000 |
30,00,000 |
1% |
# Attractive reducing interest rates
# Loan amounts up to AED 4 Million to UAE Nationals
# No collateral or guarantor required
# Free Bank Account with no minimum balance requirement
# Easy process and simple documentation
# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms
|
|
|
Expatriate |
5.49% |
5000 |
3,000,000 |
1% |
# Attractive reducing interest rates
# Loan amounts up to AED 3 Million
# No collateral or guarantor required
# Free Bank Account with no minimum balance requirement
# Easy process and simple documentation
# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms
|
|
|
Expatriate UAE National |
6.99% |
10000 |
3,000,000 |
1.00% subject to max of AED 2500 |
# High loan amounts of up to 20 salary multiples, max AED 3 million
# Competitive rates of interest
# Comfortable repayment loan tenure of up to 48 months (except for employees of Ministry of Defense where maximum tenor is up to 60 months)
# Exciting bundled offers available with extra benefits
# Top-up facility available for existing loan customers
# Islamic finance option is available
# Loan disbursal in 24 hours
|
|
|
Expatriate UAE National |
4.39% |
5000 |
2,000,000 |
1.00% subject to max of AED 2500 |
# Quick approvals
# Competitive interest rates
# Flexible repayment periods of up to 48 months
# Top up loan after 1 year
# Easy does it! Hassle-free loan takeovers from other banks
# FREE RAKBANK Debit Card and personalized cheque book*
# FREE RAKBANK Credit Card with no annual fee ever and low interest rates
# 24-hour, 7-day Phone Banking services
|
|
|
Expatriate |
5.84% |
5000 |
2,000,000 |
0.75% |
# High finance amount of up to 4 million for UAE Nationals
# Flexible, extended repayment periods of up to 4 years
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Murabaha structure followed
# Shari’a based product
|
|
|
Expatriate |
5.84% |
5000 |
2,000,000 |
0.75% |
# High finance amount of up to 2 million for Expats
# Low profit rate
# Flexible, extended repayment periods of up to 4 years
# Simple, quick approval process
# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
# External credit cards can be paid off for a lower monthly payment
# No over limit fees or additional charges with a lower profit rate
# Nominal processing fees
# Murabaha structure followed
# Shari’a based product
|
|
|
Expatriate UAE National |
9.99% |
8000 |
2,50,000 |
400 AED |
# Barclays Education Loan offers
# Free Current Account with a Debit Card and/or a cheque book upon salary transfer to Barclays
# Optional insurance plan to protect against unforeseen circumstances or involuntary loss of employment at a fee.
|
|
|
Expatriate
|
28% |
5000 |
80,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|
|
Bankers |
16% |
12000 |
2,00,000 |
1% |
# Attractive reducing interest rates
# No collateral or guarantor required
# Easy process and simple documentation
|
|
|
Non-Salary Transfer |
16% |
12000 |
2,00,000 |
1% |
# Over 132 branches and over 705 ATMs across the UAE.
# Only bank to offer the dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances.
# Low interest rate on monthly reducing basis.
|
|
|
Expatriate |
22% |
10000 |
1,50,000 |
2% |
# First Gulf Bank Easy Loan offers
# Loan repayment period of up to 48 months
# Maximum loan amount of AED 150000
# 2% arrangement fee.
|
|
|
Expatriate UAE National |
17% |
10000 |
250,000 |
1.00% |
# Loans of up to AED 250,000
# Loan amounts of up to 20 times of your salary
# Competitive interest rates
# Approvals in 1 day
# Instant loan funding upon final approval
# Tenors from 6 months up to 48 months
|
|
|
Expatriate |
22% |
10000 |
100,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|
|
Expatriate
|
28% |
5000 |
80,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|
|
Expatriate |
28% |
5000 |
80,000 |
1% |
# Check your personal loan eligibility in 10 minutes
# Fast and Easy approval with no salary transfer
# Instant approval in 24 hours
# Top-up facility available after 12 months
# Flexible repayment loan tenure of up to 48 months
# Affordable monthly instalments
|
|