# Buy-out or transfer of Personal Loan from other banks

# Free Debit Card for purchases and withdrawals

# Deferment facility.

# Cheaper than Credit Cards

# Can be used to consolidate all debts into an easy payment plan involving the same installment every month

# External credit cards can be paid off for a lower monthly payment

# Murabaha structure followed

# Shari’a based product

# Postpone installments for the first three months

# Coverage is provided against death due to unnatural causes and permanent total disability caused by accident or sickness up to a maximum of AED 2,000,000​

# Over 132 branches and over 705 ATMs across the UAE

# Only bank to offer the dual benefit of a loan coverage, not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances

# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms.

# Over 132 branches and over 705 ATMs across the UAE

# Increased loan eligibility with co-applicant program

# Loans for Expats who are new in employment or new to UAE

# Dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances.

# Offer a 7-day loan return option, should you be dissatisfied with any of our term

# First installment due after a minimum of 30 days from booking

# Approvals in 1 day

# Instant loan funding upon final approval

# Get an interest rate based on your profile

# Take out your loan without having to pay for extra insurance

# Get an approval in principle on your loan in 10 minutes if you apply online

# Minimum Salary of AED 8,000 for UAE Nationals

# Pre-Approved Credit Card with lifestyle benefits

# Maximum loan amount of AED 150,000

# Check your personal loan eligibility in 10 minutes

# Fast and Easy approval with no salary transfer

# Instant approval in 24 hours

# Affordable monthly instalments

# Minimum Salary of AED 6,500 for Expatriates

# Pre-Approved Credit Card with lifestyle benefits

# No salary transfer required

# Free for life credit card

# Available to UAE Nationals & expatriates

# PDC buyout for loan or credit card facility available on lower profit rate

# Check your personal loan eligibility in 10 minutes

# Fast and Easy approval with no salary transfer

# Instant approval in 24 hours

# Affordable monthly instalments

# Combine your payment obligations into a single finance solution

# Liability Consolidation Finance

# Combine your payment obligations into a single finance solution

# Liability Consolidation Finance

# Credit life insurance

# Free ADCB Credit Card

# Up to two times salary overdraft

# Flexible eligibility criteria

# 200 touch points for every AED 1,000 of loan amount

# Loan consolidation available

# Credit life insurance

# Free ADCB Credit Card

# Flexible eligibility criteria

# 200 touch points for every AED 1,000 of loan amount

# Interest rates as low as 5.25%.

# Loans available up to AED 2 million

# Comfortable repayment loan tenure of up to 48 months (except for employees of Ministry of Defense where maximum tenor is up to 60 months)

# Exciting bundled offers available with extra benefits

# Islamic finance option is available

# Loan disbursal in 24 hours

# FREE RAKBANK Debit Card and personalized cheque book*

# FREE RAKBANK Credit Card with no annual fee ever and low interest rates

# 24-hour, 7-day Phone Banking services