First AbuDhabi Bank – Gold Visa Card
Min. Salary 5,000 AED
Rate 3.25%
Annual Fee 0 AED
Cashback Yes
Balance transfer Yes
FX Rate 2.95%


  • Parents have the option of converting school fees into 0% payment plans which go up to 18 months
  • Get Education Fee Protection for each child for up to AED 500,000
  • Get discounted access to Fitness First Club every month for AED 30 per visit
  • Watch movies starting from AED 10 at Reel Cinema, Cine Royal and Oscar Cinema
  • Get complimentary airport transfers service and meet and greet services
  • Earn First Stars and redeem them for air miles, airline tickets and other selected merchants
  • Get complimentary travel insurance.


  • Air miles
  • Cashback
  • Dining Privileges
  • Cinema Ticket


  • There is no annual fee on this Card.
  • Up to 56 days interest free period. 5% outstanding balance or AED 100 minimum payment whichever is highest
  • Receive cashback in the form of First Stars Card. 20,000 Stars are equivalent to AED 100.
  • Transfer balance at a starting rate of 0% flat per month
  • The foreign currency rate applicable on overseas transactions is 2.95%
  • You require a minimum salary of 10000 AED per month to be eligible for this card
  • First Stars can be redeemed for Etihad Guest Miles (8 First Stars = 1 Etihad Guest Mile), Skywards Miles from Emirates (10 First Stars = 1 Skywards Mile), flyDubai e-vouchers (10,000 First Stars = AED 100 voucher) or book tickets on any airline though First Stars Travel Portal. First Stars can also be redeemed for the First Stars Card (20,000 First Stars = AED 100 load on First Stars Card) which can be used at any merchant across the world.
  • Earn 1.75 First Stars for every AED 1 of international spend and 1 First Star for every AED 1 of domestic spend. Redeem First Stars for Skyward Miles, Etihad Guest Miles, First Stars Card, Flydubai E-voucher and tickets for any airline at First Stars Travel portal.