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Majid Al Futtaim Finance (Najm) – Platinum Cashback |
| Min. Salary | 7,000 AED |
| Rate | 3.25% |
| Annual Fee | 0 AED |
| Cashback | Yes |
| Balance transfer | Yes |
| FX Rate | 3% |
MAIN BENEFITS
- Earn 1.5% Cashback on your everyday purchases from Carrefour, 3% every Tuesday and 0.5% on all other purchases anywhere else where Visa is accepted
- Special payment lanes in Carrefour for Najm Card Holders
- Unlimited and Free Delivery on purchases from Carrefour
- Exclusive category discounts and offers from Carrefour
- Exclusive deals from Visa Platinum on restaurants, travel, shopping and cinema
- “Buy 1 Get 1 Free” popcorn in VOX cinemas
CARD TYPES
- Cashback
- Dining Privileges
- Golf Privelages
- Cinema Ticket
OVERVIEW OF FEATURES
- There is no annual fee on this Card.
- Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.69%.
- Earn 1.5% Cashback for every AED 1 spent in Carrefour and 0.5% for every AED 1 spent anywhere else wاhere Visa is accepted. Earn 3% Cashback at Carrefour every Tuesday using the Najm Platinum Credit Card. Maximum redemption a month is AED 200 in Carrefour voucher.
- Transfer your balances to Najm Platinum Cashback Credit Card and get preferential rates for 6, 9 or 12 months
- The foreign currency rate applicable on overseas transactions is 3%
- You require a minimum salary of 7000 AED per month to be eligible for this card.
- No miles rewards program on this card