Majid Al Futtaim Finance (Najm) – Platinum Plus Cashback
Min. Salary 7,000 AED
Rate 3.25%
Annual Fee 420 AED
Cashback Yes
Balance transfer Yes
FX Rate 3%

MAIN BENEFITS

  • Earn 3% Cashback on your everyday purchases from Carrefour, 6% every Tuesday and 1.5% on all other purchases anywhere else where Visa is accepted
  • Special payment lanes in Carrefour for Najm Card Holders
  • Unlimited and Free Delivery on purchases from Carrefour
  • Exclusive category discounts and offers at Carrefour
  • Exclusive deals from Visa Platinum on restaurants, travel, shopping and cinema
  • “Buy 1 Get 1 Free” popcorn in VOX cinemas

CARD TYPES

  • Cashback
  • Dining Privileges
  • Golf Privelages
  • Cinema Ticket

OVERVIEW OF FEATURES

  • The annual fee applicable on this card is 420 AED
  • Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.69%.
  • Earn 3% Cashback for every AED 1 spent in Carrefour and 1.5% for every AED 1 spent anywhere else wاhere Visa is accepted. Earn 6% Cashback at Carrefour every Tuesday using the Najm Platinum Credit Card. Maximum redemption a month is AED 500 in Carrefour voucher.
  • Transfer your balances to Najm Platinum Plus Cashback Credit Card and get preferential rates for 6, 9 or 12 months
  • The foreign currency rate applicable on overseas transactions is 3%.
  • You require a minimum salary of 7000 AED per month to be eligible for this card.
  • No miles rewards program on this card