Bank |
Loans Offered To |
Profit/Interest |
Min. Salary AED |
Max. Amount AED |
Upfront Fee |
Loan Tenure |
Key Features |
Apply |
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UAE National |
4.49% |
5000 |
4,000,000 |
1% |
3 & 4 Years |
# Loan amounts up to AED 4 Million to UAE Nationals
|
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UAE National |
5.25% |
5000 |
3,000,000 |
1.00% subject to max of AED 2500 |
3 & 4 Years |
# High salary multiples of upto 20 times
# Up to two times salary overdraft
|
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Expatriate/UAE National |
5.25% |
5000 |
1,000,000 |
1.00% subject to max of AED 2500 |
3 & 4 Years |
# Loan amount up to 20 times of your salary.
# Personal finance available up to AED 2 million
|
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Expatriate |
6.25% |
5000 |
1,000,000 |
1.00% subject to max of AED 2500 |
3 & 4 Years |
High salary multiples of upto 20 times
# Up to two times salary overdraft
|
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Expatriate |
5.49% |
5000 |
3,000,000 |
1% |
3 & 4 Years |
# Loan amount of upto AED 3 Million
|
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Expatriate/UAE National |
6.99% |
10000 |
3,000,000 |
1.00% subject to max of AED 2500 |
3 & 4 Years |
# High loan amounts of up to 20 salary multiples, max AED 3 million
# Top-up facility available
|
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Expatriate/UAE National |
4.39% |
5000 |
2,000,000 |
1.00% subject to max of AED 2500 |
3 & 4 Years |
# Offers upto 20 multiple of salary
# Top up loan after 1 year
|
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Expatriate UAE National |
29.99% |
5000 |
2,50,000 |
1% |
3 & 4 Years |
# Personal installment offer upto 250,000
# Installment deferment option- up to 2 times a year
|
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UAE National |
7.75% |
8000 |
3,000,000 |
400 AED |
3 & 4 Years |
# Up to AED 3,000,000 finance for UAE Nationals
# Minimum Salary of AED 8,000 for UAE Nationals
|
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Expatriate UAE National |
5.75% |
5000 |
2,50,000 |
1% |
3 & 4 Years |
# Noor Islamic Bank Personal Finance offers
# Max finance amount of AED 250,000
|
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Expatriate |
9.82% |
5000 |
2,500,000 |
400 AED |
3 & 4 Years |
# Additional finance upto 20 salary multiple |
|
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UAE National |
8.82% |
3000 |
2,500,000 |
400 AED |
3 & 4 Years |
# Additional finance upto 20 salary multiple |
|
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Expatriate UAE National |
9.99% |
8000 |
2,50,000 |
400 AED |
3 & 4 Years |
# Barclay’s Personal Finance offers
|
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Expatriates |
6.49% |
10000 |
750,000 |
1% |
3 & 4 Years |
# Borrow up to AED 1,000,000 if you are a UAE national; for expats, it’s up to AED 750,000
|
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Bankers |
16% |
12000 |
2,00,000 |
0.75% |
3 & 4 Years |
# Personal Finance upto 200,000
|
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Non-Salary Transfer |
16% |
12000 |
2,00,000 |
1% |
3 & 4 Years |
# Perosnal Finance upto 200,000
|
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Expatriate |
24% |
5000 |
100,000 |
500AED |
3 & 4 Years |
# Available to UAE Nationals & expatriates
# PDC buyout for loan or credit card facility available on lower profit rate
|
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![FGB[1]](../wp-content/uploads/2017/01/FGB1.gif) |
Expatriate |
23% |
7500 |
1,50,000 |
1% |
3 & 4 Years |
# First Gulf Bank Easy Loan offers
# Maximum loan amount of AED 150,000
|
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UAE National |
4.74% |
5000 |
4,000,000 |
0.75% |
3 & 4 Years |
# High finance amount of up to 4 million for UAE Nationals
|
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Expatriate |
7.75% |
6500 |
1,000,000 |
500AED |
3 & 4 Years |
# Up to AED 1,000,000 finance for Expatriates
# Minimum Salary of AED 6,500 for Expatriates
|
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Expatriate UAE/National |
17% |
10000 |
250,000 |
1.00% |
3 & 4 Years |
# Loans of up to AED 250,000
# Loan amounts of up to 20 times of your salary
|
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Expatriate UAE National |
8.74% |
5000 |
2,000,000 |
1% |
3 & 4 Years |
# Postpone installments for the first three months
# Coverage is provided against death due to unnatural causes and permanent total disability caused by accident or sickness up to a maximum of AED 2,000,000
|
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Expatriate UAE National |
22% |
10000 |
100,000 |
1% |
3 & 4 Years |
# Post dated cheque loan amount of upto AED 100,000
|
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Expatriate UAE National |
5.50% |
5000 |
3,000,000 |
1% |
3 & 4 Years |
# High loan amounts for UAE nationals and residents
|
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Expatriate UAE National |
28% |
5000 |
80,000 |
1% |
3 & 4 Years |
# Post dated cheque loan amount of upto AED 80,000
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